Automotive solutions
Automotive
Our underwriting expertise and product knowledge in the automotive sector — covering cars, motorcycles, trucks, scooters, recreational and power sports — has been built up over the past 45 years in the UK, European, Asian, and US markets. As the insurer, we can independently design products that enhance our client's product portfolio and improve customer retention.
Asset protection (GAP)
Covers the difference between the value of your vehicle at the time of purchase and the amount your insurer pays out in the event of a total loss or theft
Cosmetic repair (SMART)
Covers everyday exterior damage to help keep your new or used vehicle looking as good as the day you bought it
Mechanical breakdown
Mechanical repairs including parts and labour stay covered — long after the manufacturer’s warranty expires
Tyre and alloy wheel protection
Covers damage to tyres or alloy wheels as a result of nails, glass, debris, potholes, or other road hazards
MOT protection
Avoid costly repairs of parts listed on the VT30 (MOT test failure form) in the event your car fails its MOT test
Ancillary products
Range of products including key replacement, roadside assistance, misfuelling, and more
The Fortegra advantage
Agility and creativity
Tailored solutions
We craft bespoke insurance and risk solutions supported by disciplined underwriting that adapt to specific market and custom demands.
Shared growth
We work hand-in-hand to share risks, ensuring long-term profitability and mutual success.