Pet insurance

Grow your pet insurance programme with an agile partner

Fortegra brings the underwriting discipline, financial strength, and programme experience of an established carrier to the pet insurance market. The result is a partner who knows this market and has the capacity to back it, with fast decisions and structures designed around your goals. We help partners evaluate distribution channels, pricing dynamics, and risk characteristics, so programmes can be built around profitable growth — not just volume. Whether you’re a broker, MGA, affinity network, or vet-channel alliance, we bring the expertise and the appetite to grow with you.

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Experienced team

Decades of underwriting and actuarial expertise, with a team that knows the pet insurance market inside and out.

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Flexible structures

From risk-sharing to participation models, we design programme structures around your goals and economics.

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Agility & creativity

We move fast and think creatively, giving partners the speed to act on opportunities while others are still deciding.

Engineered to perform, positioned to grow

Fortegra brings the expertise, discipline, and capacity to launch your pet insurance programme and grow it for the long term, with responsive underwriting, dependable capacity, streamlined operations, and reinsurance support tailored to your needs.

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Nimble decision-making

Fewer layers mean faster answers, so you can capitalise on opportunities instead of waiting on a chain of approvals.

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Disciplined underwriting

We balance risk with rigor and transparency to protect long-term programme profitability. 

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Operational excellence

From programme launch to ongoing management, we streamline processes to enhance efficiency and end-to-end execution.  

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Dependable capacity you can count on

We provide our partners with the financial strength and capacity they can trust to support the growth of programmes at scale. 

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Reinsurance support

Our reinsurance solutions are there when you need them, adding capacity and risk support without disrupting how your programme is built. 

Get in touch

For all programme and partner enquiries, please contact us through the form and a Fortegra team member will get in touch with you as soon as possible.

We do not directly accept notifications of new claims via this website. If you wish to submit a claim, please refer to your broker or the policy administrator indicated within your policy documentation.